Compare Medigap as a supplement to Original Medicare—not as a replacement. Check benefits, premiums and enrollment rights before changing coverage.
Free to browse. Prices, availability and eligibility vary.
Medicare Supplement • A clearer starting point
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Mutual of Omaha
Medicare Supplement (Medigap)
Explore Mutual of Omaha Medicare Supplement insurance that works with Original Medicare. Benefits, premiums and eligibility vary by plan and state—confirm details with the insurer or a licensed professional before changing coverage.
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Confirm whether you have Original Medicare, Medicare Advantage or other benefits.
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Compare policy benefits, pricing methods and your complete healthcare costs.
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Ask about the timing and state protections that apply to your circumstances.
Different product, separate decision
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Medical Guardian
Medical alert — not insurance
Explore a personal-alert service separately from insurance. Equipment and service charges may apply; Medicare coverage is not promised.
Explore Medical Guardian (opens a new tab)Before you decide
Compare equivalent Medigap plans available in your state. Check premiums, rating methods and possible future increases.
Budget for Medicare premiums, Medigap premiums and any separate drug coverage. Do not compare a premium alone.
Ask Medicare, a SHIP counselor or a licensed professional about enrollment timing and protections before canceling existing coverage.
Useful details, less clutter
Medigap is private insurance that helps pay certain out-of-pocket costs in Original Medicare. Generally, you need Part A and Part B. Plans with the same letter have the same basic benefits in most states; Massachusetts, Minnesota and Wisconsin standardize differently.
Medicare Advantage is a different way to receive Medicare benefits; Medigap does not pay its copayments. Vision plans and medical-alert services are also separate products. Medigap policies sold after 2005 do not include prescription drug coverage; review Part D separately.
Your Medigap open-enrollment period generally starts when you are 65 or older and have Part B, and lasts six months. Later access can depend on your rights and state rules. If you have Medicaid or other coverage, ask a benefits counselor before buying duplicative insurance.
Premiums vary by insurer, location and pricing method. Ask how rates can change and compare equivalent benefits. Best Senior Discounts is not affiliated with Medicare or the U.S. government and does not decide coverage or eligibility.
Helpful answers
No. Medigap supplements Original Medicare. It does not pay Medicare Advantage copayments. Check eligibility and switching rules before changing either type of coverage.
No. These are separate products, not Medicare Supplement insurance. Do not assume Medicare or a Medigap policy covers their charges.
Medigap policies sold after 2005 do not include prescription drug coverage. Review a separate Medicare drug plan (Part D) and your existing coverage with a qualified counselor.
No. The one-time Medigap open-enrollment period differs from annual Medicare Open Enrollment. Later buying or switching rights depend on the circumstances and state rules; check before canceling coverage.
Independent directory. Your decision. Information is general, not personalized medical, insurance, financial or travel advice. Confirm details with the provider or a qualified professional. Browsing does not require joining the email list.